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8 years in the PH: How Home Credit redefined BNPL experience

There is no doubt that the global pandemic has accelerated digital transformation, changing our day-to-day lives. 

Due to current events, the digital shift that was supposed to take years happened in a blink of an eye – putting the spotlight on businesses and how they make an effort to innovate their products and services.

For Home Credit, it did not come as a surprise since their digital efforts started years ago knowing that digitalization, especially in the financial industry, is the next big thing. Their journey started from their launching in 2013, where they already proved to be a gamechanger in the financial landscape.

Coming from a predominantly unbanked market like ours, Home Credit came into the picture and started catering to Filipinos with little to no credit history and providing affordable installments for their gadget and electronic needs.

This is what we now call as “buy now, pay later” and despite the term finding its fame during the pandemic, it’s actually a relatively old concept – and Home Credit has long been considered a pioneer and leader in this industry.


Not only has it solidified its footprint as the country’s leading consumer finance with presence in over 9000+ stores nationwide, it has also rapidly grown its mobile presence in the recent years through the My Home Credit App in Google Play Store which now has more than 9 million app users, putting their total customer count to almost 8 million.


As they celebrate their 8th year anniversary, their growing customer-base will continue to enjoy several of its offers through physical touchpoints at partner retail stores as well as explore contactless options through the My Home Credit App providing every need in just one place – loans, pay bills, buy load, contactless payments, shopping through partner stores, exciting discounts, and so much more.


Home Credit’s one-minute approval for loan applications is known as the fastest in the industry. Including simple requirements, interested borrowers can apply in partner retail stores all over the country.

As the pandemic pushed us to convert to contactless means, Marketplace – one of the features of My Home Credit App – was introduced as the one-stop shop to browse big-ticket items, compare deals and products, and apply for loans, all within the app.

Redefining the traditional way of shopping and the buy now pay later experience of Filipino consumers, they are the first consumer finance provider to offer pre-approval in the mobile app.

Beyond offering easy installments, Home Credit now offers easy payments. With the introduction of its newest payment option Qwarta, Home Credit customers will be given as much as P10,000 additional spending limit within the app to increase their purchasing power. Qwarta can be used to pay bills without additional cost, shop or buy load with discounts, or purchase via QR Code.


The Home Credit app now houses telco load from all networks, over 200 billers, and can also scan QR codes at 50,000+ partner brands and merchants nationwide, allowing customers to stretch their budget on countless shopping scenarios.

And even better news, by using the app at selected stores, customers can enjoy up to 50% off through its SMILE discounts program.
Home Credit’s financial literacy campaign has also evolved through the years. For the longest time, they have made it their purpose to teach the basics of budgeting and saving to ordinary Filipinos through the ‘Juan, Two, Three‘ campaign.

Staying true to this mission but having in mind the effects of the pandemic, they started leveraging on digital platforms to deliver financial literacy concepts through their official website, social media and mobile app – this time with their newest program dubbed as “DigitizEd”.


“Home Credit introduced a lot of firsts to the Philippine market, and this is a testament of how well we anticipate the needs of the consumers and continue to innovate our services and offerings to meet those demands. Having evolved over the past 8 years, we want to offer a 360° service and be your go-to partner for all your financial needs” said David Minol, Home Credit PH Chief Executive Officer (CEO).


Celebrate with Home Credit as they turn 8 this year by keeping yourself posted on the latest announcements and special promos – one of which is the much-awaited awarding of their 8 millionth customer who will receive exciting prizes sponsored by (brand partner). For more information, visit www.homecredit.ph and follow Home Credit at www.facebook.com.homecreditph.

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NephroPlus Philippines strengthens nationwide presence with 50 clinics

7:09 p.m. June 27, 2026

NephroPlus Philippines announced the expansion of its nationwide network to 50 dialysis clinics, a major milestone in its mission to make quality dialysis care more accessible to Filipinos.

NephroPlus recently opened its 50th clinic in Orion, Bataan. The achievement follows the addition of eight newly acquired clinics located in Cauayan, Isabela; Laurel, Batangas; Orani, Bataan; Cagayan de Oro; Aliaga, Nueva Ecija; Kamagong, Quezon City; Bacoor, Cavite; and Ipil, Zamboanga Sibugay in Mindanao. The expanded footprint strengthens the company’s ability to serve patients in high-chronic kidney disease (CKD)-prevalence areas with limited access to specialized renal healthcare services.

The expansion also aligns with the broader international growth strategy of NephroPlus, Asia’s largest dialysis provider, while contributing to the country’s pursuit of universal health coverage through infrastructure and workforce developments. The company helps create local employment opportunities for healthcare professionals, clinical staff, and admin personnel in the communities it serves.

“Reaching 50 clinics in the Philippines is a defining milestone not just for NephroPlus but for every Filipino living with kidney disease, who deserves access to world-class dialysis care closer to home. The Philippines is now our second-largest country of operations globally, a testament to the trust communities here have placed in us. Our focus remains where it has always been, on our guests, their outcomes, and their right to live normally. At NephroPlus, life can be normal even when kidneys aren’t,” said Rohit Singh, Group CEO of NephroPlus.

Altogether, NephroPlus Philippines brings a total capacity of 686, serving an estimated 2,866 patients every month.

Standardizing Quality Across a Growing Network
As NephroPlus Philippines continues its nationwide expansion, the company ensures to invest in systems and processes that enable every clinic to deliver the same standard of care to its guests everywhere.

“Consistency is crucial for a continuously expanding network like NephroPlus,” said Gowtham Arumugam, Country Head of NephroPlus Philippines. “As much as we want every Filipino to receive the world-class dialysis they deserve, we first ensure that every clinic we open meets our NephroPlus standards – care that is safe, ethical, and compassionate. This demonstrates our commitment to quality dialysis care for our guests.”

This quality is evident across the company’s operational excellence, workforce development, and digital innovation.

The company maintains a robust operational framework that includes active compliance monitoring, standardized clinical protocols, structured onboarding of newly integrated centers, regular quality audits, and continuous patient feedback mechanisms. From operations to senior leadership, direct engagement across all clinics helps strengthen accountability and ensure consistent standards of care.

Every patient at NephroPlus is referred to as a “Guest,” based on the company’s Guest Care Model, which is a commitment to safe, ethical, and patient-centered care. To support this philosophy, the company recently launched the NephroPlus Hemodialysis Training Center in Quezon City, its first-ever training facility in the country. The center develops highly skilled dialysis professionals through programs aligned with the Department of Health (DOH), Philippine Society of Nephrology, and international standards.

Complementing its investments in infrastructure and workforce development, NephroPlus is leveraging technology to enhance guest support nationwide. Earlier this year, the company launched its Guest App, a first-of-its-kind digital platform designed to support comprehensive renal care management beyond treatment sessions. Apart from appointment scheduling, guests can access a learning hub, lifestyle guidance, and a patient community network that overall support their healthcare journey.

NephroPlus Philippines’ ongoing investments in clinic expansion, professional training, and healthcare innovation are a collective effort to reinforce its global commitment: to provide every guest living with kidney disease the opportunity to live a fuller, healthier, and more meaningful life.

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Kaspersky detected more than 92,000 malware attacks disguised as AI services in 2026

2:10 p.m. June 10, 2026

From January to the beginning of May 2026, Kaspersky solutions detected more than 92,000 attacks of malware and potentially unwanted applications worldwide disguised as popular Artificial Intelligence (AI) agents and AI services.

Cybercriminals exploited trusted brands to lure victims into downloading malicious files, with fake ChatGPT applications accounting for almost half (49%) of all detected attacks, while Claude and Gemini each represented 18%. Kaspersky presented these insights at its annual flagship European conference, Kaspersky HORIZONS, in Rome on May 19.

Since the beginning of the year, Kaspersky researchers have identified more than 15,000 samples of malware masquerading as agentic AI software, including fake versions of rapidly growing tools such as OpenClaw. Among these samples were banking trojans, spyware, exploits, and malware downloaders capable of deploying additional malicious payloads.

In May 2026, Kaspersky Global Research and Analysis Team (GReAT) also uncovered a new campaign linked to the Silver Fox advanced persistent threat (APT) group. In this operation, attackers distributed fake Claude AI applications for Windows, macOS, and Linux, targeting users seeking access to AI tools. Once launched, the malicious installers silently deployed malware onto victims’ devices, enabling long-term access to compromised systems and sensitive information.

“The introduction of AI agents into enterprise environments changes the nature of trust itself. Every automated action becomes part of a wider chain of systems and data exchanges, which means security is no longer just about protecting endpoints – it is about controlling how intelligence, permissions, and decisions propagate across interconnected AI-driven processes,” explains Dmitry Galov, Head of Russia and CIS units at Kaspersky GReAT. “Users should also keep in mind that attackers are actively leveraging popular AI services as a lure to steal victims’ confidential data and funds. Taking into account the evolution of modern threat landscape, reliable security solutions are becoming an essential part of digital life.”

To protect against evolving threats, Kaspersky recommends organizations: 

  • Protect corporate infrastructure against a wide range of threats. Use solutions from the Kaspersky Next product line that provide real-time protection, threat visibility, investigation and advanced response capabilities. If a company lacks cybersecurity workers, it can adopt managed security services such as Kaspersky Managed Detection and Response (MDR) and / or Incident Response that covers the entire incident management cycle – from threat identification to continuous protection and remediation.
  • Equip your cybersecurity team with in-depth visibility into cyber threats targeting your organization. The latest Kaspersky Threat Intelligence delivers rich, contextual insights throughout the entire incident management cycle, enabling timely identification of cyber risks. AI-powered open-source intelligence search enhances your team’s ability to uncover and respond to emerging threats with greater precision.
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Honda PH expands export business through Click125

5:27 p.m. May 21, 2026

Honda Philippines Inc. (HPI), the leading motorcycle manufacturer in the Philippines, continues to expand its export operations as it officially begins exporting Click125 to N.C.X. Co., Ltd Cambodia and Laos, the exclusive manufacturer, distributor, and assembler of Honda motorcycles in the area.

The initiative marks another milestone in HPI’s commitment to bringing Philippine-made motorcycles to the global market while strengthening its presence across Southeast Asia.

The send-off ceremony, attended by HPI Executives, Management Members, and Project Leaders on May 15, 2026, celebrated the dispatch of the first batch of Click125 units bound for Cambodia and Laos. Export containers and actual motorcycle units prepared for shipment were also showcased during the event, highlighting HPI’s growing international business operations and dedication to delivering high-quality mobility products beyond the Philippines.

As one of Honda’s highest-selling motorcycle models in the country, the Click125 has become a trusted choice among riders because of its aggressive yet minimalist design, fuel-efficient engine, and advanced features suited for everyday commuting. Its reliable performance and riding comfort have made it popular among Filipino Customers, making it a strong model for export to neighboring Southeast Asian markets.

 “The Click125 export to NCX Cambodia and Laos marks another significant achievement for Honda Philippines as we bring one of the most trusted motorcycle models of Filipino riders to international markets. This milestone reflects our commitment to showcasing the quality of Philippine-made motorcycles and delivering the Joy of Mobility to more customers across the region.,” said Takeshi Kobayashi, President of Honda Philippines, Inc.

For more product information, visit www.hondaph.com. Stay updated on HPI’s newest products and promos by following Honda Philippines, Inc. on Facebook at facebook.com/hondaph, Instagram at instagram.com/hondaph_mc/, YouTube at Honda Philippines_Motorcycle, and TikTok at tiktok.com/@hondaphilippines. For inquiries, contact (02)-8581-6700 to 6799, and 0917-884-6632.

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