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Atayde bats for moratorium on student loan payments during emergencies, calamities

March 17, 2023 9:00 p.m.

STUDENTS won’t have to worry paying their loans during times of calamities and emergencies, as Quezon City first district Congressman Juan Carlos “Arjo” Atayde has introduced a moratorium on the payment of student loans administered by higher educational institutions (HEIs).

The House Bill 7279, which Atayde filed last Feb. 21, headed into its first reading six days later in the Committee on Higher and Technical Education, chaired by Baguio City Rep. Mark O. Go.

He said the bill — once it turns to a law — will halt the payment of all the fees, charges, and costs relating to student loans and technical-vocational training institutions (TVIs) or by the Unified Student Financial Assistance System for Tertiary Education (UNIFAST) during emergencies.

It will cover all students residing in areas declared to be under a state of calamity or emergency — those who are enrolled in state universities and colleges (SUCs), local universities and colleges (LUCs), private HEIs, and public and private TVIs.

“We have to find a way to help our students and their families, when natural or even these man-made calamities hit them hard. We just have to make everything easy for them including a moratorium on the payment of student loans,” Atayde said. “It is a burden on a student and their family especially in difficult times like aftermath of typhoon, fire and earthquakes, among other disasters.”

“In the order of spending, student loans will be their least priority since spending will go mostly to basic necessities for survival,” Atayde added.

The moratorium shall be effective for the duration of the state of calamity or emergency and for 30 days after its lifting. No penalties shall be collected on the deferred payments.

“To provide adequate relief and protection to our students in times of calamities and emergencies, this measure shall allow the deferral of student loan collections for a reasonable period during and after the onset of disasters.”

The Quezon City lawmaker cited also the availability of the moratorium, which shall not adversely affect the status of the students concerned with regard to their eligibility for re-enrollment on the succeeding semesters or terms, or their eligibility for graduation.

“The proposed legislation doesn’t prevent public and private HEIs from implementing more favorable forms of payment relief or assistance to students affected by disasters, prohibiting students from voluntarily waiving the moratorium on student loan payments, or availing subsidies and assistance from the government,” Atayde concluded.

NEWS

Make no room for online pirated content: Protect your data, report suspicious websites, buy original

As we gear up for another school year, we face piracy threats with online publications at our fingertips. Books and other learning resources are becoming increasingly accessible, influencing how we study and learn. How safe are our learners, teachers, schools, publishers, and institutions in this environment? The recent cyberattack on the Department of Science and Technology (DOST) reveals the serious risks we face.

On April 2, local hackers breached the DOST network, compromising two terabytes of data, including personal information of employees and research plans, designs, and schematics. This incident underscores the vulnerability of online platforms to data breaches, particularly when cybersecurity measures are not regularly maintained, monitored, updated, and enhanced.

Protecting our online identity, fighting piracy, and supporting copyrighted content are crucial. Individually, we can secure online learning environments by teaching students to safeguard their personal data. This includes securing devices, avoiding public Wi-Fi, using strong passwords, enabling two-factor authentication, and accessing only licensed learning management systems. Schools can configure desktops and laptops to prevent downloading certain file formats, especially scanned PDFs of textbooks. Learners and school personnel should practice these precautions at home and report suspicious websites.

Beyond data security and piracy risks, there is an important ethical aspect. Using pirated content infringes on copyright, undermines the hard work of content creators, jeopardizes their livelihood, and diminishes the recognition of their creativity and original work. Buying original content from legitimate sources shows respect for intellectual property rights, promotes integrity, and supports content creators.

Moreover, opting for original content benefits users, given the rigorous book development processes that help ensure high-quality, accurate information. By sourcing textbooks from legitimate providers, we can contribute to the fight against piracy, and at the same time, secure better learning experiences.

In addition to individual efforts, the government must advocate for and support content creators and book developers. Stronger anti-piracy laws and rigorous enforcement are essential, and public support and vigilance are crucial.

We must unite in this fight—society needs to stand together against piracy and uphold integrity in education.

As we start this new academic year, let us commit to being cybersafe and ethical in our use of online content. We can make smart, ethical choices. Say NO to piracy!

For a comprehensive lineup of legitimate educational resources, browse Rex Education’s 2024 Higher Education Catalog [here](https://online.flippingbook.com/view/956156329/2/).

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LG Philippines marks World Environment Day with ‘Life’s Good with Recycling’ Campaign

9:49 p.m. June 18, 2024

LG Electronics Philippines (LGEPH) commemorated World Environment Day 2024 by launching its impactful ‘Life’s Good with Recycling’ campaign.

The event, held at the LG Electronics Philippines office in collaboration with the Pasig City CENRO (Community, Environment and National Resources Office), saw a significant turnout of enthusiastic participants dedicated to promoting sustainability and environmental stewardship.

LG Philippines Managing Director, Nakhyun Seong with Pasig CENRO Representative

LGEPH Managing Director Mr. Nakhyun Seong emphasized the importance of World Environment Day as a global platform for raising awareness and driving action towards environmental conservation. He expressed gratitude to all attendees for their commitment to making a positive difference in the world, stating, “On this World Environment Day, I want to express my heartfelt gratitude to each of you. Your active participation in our ‘Life’s Good with Recycling’ campaign has been instrumental in making a real difference in our environment. Your efforts are commendable and inspire us to continue our journey towards a greener future. Remember, it is your actions that are shaping this future.”

As part of the ‘Life’s Good with Recycling’ campaign, which began on Earth Day, April 22, and concluded on June 5, individuals were encouraged to collect plastic waste. The waste collected was then processed and recycled through the Mobile Recovery Facility of Pasig CENRO.

LG Philippines Managing Director, Mr. Nakhyun Seong with the Pasig CENRO Representatives

The campaign’s main objectives encompass Corporate Social Responsibility (CSR) initiatives. Notably, the 1,622.55 kg of collected plastics will be utilized to redeem grocery items for LG’s maintenance and support staff. Moreover, the campaign aims to strengthen both LG and local government’s commitment to sustainability and responsible business practices within the Pasig community, all while enhancing awareness and implementing concrete actions. As a crucial aspect of this collaborative effort, LG has pledged to donate plastic waste to CENRO every quarter, fortifying its backing for local environmental endeavors.

LG Philippines Managing Director, Nakhyun Seong leading the initiative of recycling the collected plastic wastes

LG Philippines remains resolute in its commitment to sustainability and environmental causes, ensuring minimal environmental impact while staying true to the values of our customers, business partners, employees, and communities. By leading by example, inspiring positive change, and contributing to a greener, more sustainable future for all, LG continues to uphold its dedication to responsible business practices and environmental stewardship, a commitment you can trust.

For more information about LG Electronics Philippines and its environmental initiatives, follow LG Philippines on Facebook, Instagram, YouTube, and TikTok. LG products are available in all authorized dealers nationwide, both in-store and online. Visit lg.com/ph for a complete list of our retail partners. You can also visit LG’s Official Flagship Stores in Lazada and Shopee.

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Make your Pinoy dad smile with foodpanda deals for their personality type

11:57 a.m. June 14, 2024

PINOY dads are known to be really good at MATH—as in, merienda, almusal, tanghalian, and hapunan! To celebrate tatay’s love for good food, drink, and more, foodpanda is offering a wide range of deals that will fit your dad’s unique personality. Treat your dad to the celebration he deserves this Father’s Day!

For the “cash na lang” dad

Sometimes our lives get too busy that finding the perfect gift for your dad becomes difficult, so we ask him directly. However, Pinoy dads often say he doesn’t want anything—or at best, he’d want some cash to put into his latest hobby or to beef up his hidden-from-nanay savings fund!

 If your papa is like this, foodpanda has the best deal for you. Simply use the code BESTDAD with your food delivery, pick-up, pandamart, and foodpanda shops (min. spend P1499) from June 15 to 17 to enjoy P500 cashback! Again, another two-for-one gift that your makunat dad will definitely love. Just make sure you give dad that P500 you get back in a nice envelope when your mom’s not looking.

 For the tagay tatay

Dads deserve to let their hair down every once in a while, with a cold glass of their favorite liquor in hand and enjoying the company of their family and friends. And when he’s slightly buzzed, it’s time to plug in the microphone for his soulful rendition of his favorite song! 

To make Father’s Day extra festive, foodpanda has you covered in the libation department. pandamart is having an alcohol sale from June 12 to 16, with up to 50% off on drinks such as Johnny Walker, San Miguel, Heineken, and more. This means that you get more bang for your buck—and your tatay and titos will definitely be impressed with your contribution to the tagay stash.

 For the Boy Scout dad

Pinoy dads take their responsibility to protect and provide for their families seriously. This means a lot of thought goes into making sure that he’s prepared for almost every scenario—whether it be bad weather or a bad case of the midnight munchies. You can easily add to your dad’s “just in case” pantry essentials with our Father’s Day deals.

 Simply pick out all the items you think dad would need or want and get up to 50% off on groceries and more from pandamart, Robinsons Supermarket, Puregold, Shell Select, and Watsons, among others from June 15 to 17.

 For the diskarte dad

Nothing beats a Pinoy dad’s diskarte—he’s creative and clever in raising his family. We’ve laughed at and shared his diskarte on social media, like fixing household items and appliances. Now, let’s step up and make him proud with our own diskarte, using additional vouchers from foodpanda’s bank partners.

 Use your UnionBank Credit Card for your food delivery and pick-up orders (min P650 spend) and get P200 off from June 14 to 16 with code UBMOREDAD. GCash users can use code PANDADDY to get a variety of deals with their foodpanda purchases from June 14 to 20.

 Order now at foodpanda using the app or at www.foodpanda.ph to celebrate dad, papa, and tatay this Father’s Day!

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