Tired of those pesky bank transfer fees? We got you! From now until December 31, 2021, PayMaya is giving you an instant cashback on your transaction fees whenever you cash in to your e-wallet account or transfer funds to other banks via Instapay.
With PayMaya, sending funds to other banks won’t cost you a thing as you automatically get a P15 cashback whenever you transfer via Instapay. Now, there’s no need to worry about unwanted fees when paying your favorite casual seller or sending ambag for your next (socially distanced) barkada get-together.
To start transferring funds to other banks via Instapay, all you have to do is follow these easy steps:
On your PayMaya app homepage, click the Bank Transfer button. Choose the bank you’d like to transfer to. Input the bank details of your recipient and click Continue. Review the transfer details and hit send.
Just wait for the text message from PayMaya to confirm your transaction and you’re good to go! You can also choose to save the bank details of your favorite contacts – be it your go-to cookie IG store or your mom for your household bills share – so you can easily transfer funds without having to repeatedly input their account info on the app.
On top of this, you can also get an instant cashback on your Instapay fees* when you cash in to your PayMaya account from your go-to banks like BDO, Metrobank and more. You can enjoy a P20 cashback to cover your transaction fee twice every month until the end of the promo period.
Transferring via Instapay is among the convenient ways to add funds to your PayMaya account. PayMaya has over 90,000 touchpoints that offer FREE cash in, including BPI Online banking, Unionbank via linked account, Ministop, Smart Padala, TrueMoney, Robinsons Supermarket, Shopwise, The Marketplace, Southstar Drug and more. You can also top up your account for free at your go-to establishments like SM Supermarket, The SM Store, Landers, Waltermart, and more for a monthly aggregate amount of up to P10,000.
To enjoy hassle-free Instapay transactions, download the PayMaya app at https://official.paymaya.com/CAK1/425eb133 and register an account to start going cashless today.
PayMaya is the only end-to-end digital payments ecosystem enabler in the Philippines, with platforms and services that cut across consumers, merchants, communities, and government.
It provides more than 38 million Filipinos access to financial services through its consumer platforms. Customers can conveniently pay, add money, cash out or remit through its over 300,000 digital touchpoints nationwide. Its Smart Padala by PayMaya network of over 55,000 partner agent touchpoints serves as last-mile digital financial hubs in communities, providing the unbanked and underserved access to digital services. Through its enterprise business, it is the largest digital payments processor for key industries in the country, including “every day” merchants such as the largest retail, food, gas, and eCommerce merchants, as well as government agencies and units.
Infinix launches the all-new HOT 20S, the best value-for-money gaming phone yet
November 27, 2022 7:20 p.m.
Filipinos absolutely live and breathe mobile gaming, and here’s some good news: being the best mobile gamer around no longer has to break the bank.
That’s because Infinix is dropping the brand-new HOT 20S on November 27, which lets you own the competition as a top game assassin–all at an affordable price.
Now, you don’t even have to spend more than P9,000 to enjoy #MoreSmoothGameplay on the HOT 20S. The phone packs a Helio G96 Premium Gaming Processor and up to 13 GB of RAM, which powers all your favorite games and allows it to perfectly handle the toughest and latest titles. You can have a wide selection of games to download and stomp other players in thanks to its 128GB ROM storage.
You’ll also never miss a single detail in the action thanks to the HOT 20S’s 120Hz 6.78-inch Full HD+ HyperVision Gaming Pro display, which gives you bright and vivid high-resolution visuals no matter what you’re running. Your sessions can also go for as long as you want thanks to its 5000mAh Power Monster battery that fills up quickly with its 18W Power Charge.
The whole gaming experience is rounded out by the HOT 20S’s Bionic Breathing Cooling System, which keeps the phone humming and going through great heat and pressure. Meanwhile, the All-Around Gaming Network Enhancement Turbo increases its performance during playtime even further.
For those who still want to upload great-looking content on their social media accounts, the HOT 20S also packs a solid 50MP Super Nightscape Triple Camera setup, which lets you take stunning photos and videos, especially in low-light settings.
So what are you waiting for–be the best game assassin you can be without spending too much, as the Infinix HOT 20S gives you #MoreThanWhatYouPayFor, guaranteed. Get it for a suggested retail price of P8,499 from Lazada, Shopee, TikTok Shop, and official Infinix kiosks nationwide starting November 27. Get it for even less at only P7,849 exclusively on Lazada on November 28, and P7,999 in a limited-time Flash Sale on Lazada, Shopee, TikTok Shop starting December 1. For more info on the HOT 20S, visit the official Infinix website.
JBL SOUND ALL AROUND: Pump up your sound trip with JBL’s new, exciting range of products
November 21, 2022 12:54 p.m.
Everyone is a true original. We march to the beat of our own drums, with the freedom to design our life exactly the way we want it. Goodbye to treading the “traditional,” and here’s to paving our own exciting paths. Whether you like the adrenaline of living it up in the fast lane or taking it slow and steady, cruising through life on your own terms, JBL understands that there’s no such thing as a “one-size” fits all kind of lifestyle. That’s why JBL continues to innovate and provide SOUND ALL AROUND.
JBL is the brand for all your audio needs–encompassing all aspects of sound, whatever your field. From professionals, to students, athletes, gamers, content creators, and more, every person can enjoy unique sound tailored to their own story. And in pursuit of providing only the best for each individual, JBL is introducing a new range of essentials under the gaming, sports, speakers, and True Wireless categories.
Here, find exactly what you need that that reflects your own reality. It’s time to elevate your life and your sound trip with JBL!
For students and professionals, you may find yourself spending countless of hours commuting or hanging out at your work/ study desk, tackling the day’s load. Allow yourself to fully focus on your task at hand or make the trip around the campus or city more enjoyable with JBL’s True Wireless Earbuds.
The JBL Wave Beam and JBL Wave Buds are perfect if you want to bring your sound everywhere. With bass you can feel and a battery life of up to 32 hours, these ear candies deliver crystal clear sound with Smart Ambient technology that keeps you aware of your surroundings.
For the go-getting entrepreneur or professional, the JBL Tune Flex is a flex you should get. Its ergonomic and water-resistant design gives you all-day comfort for any weather. In addition, it’s designed with a simple touch feature that allows you to manage and enjoy calls anywhere, without ambient noises. Now, you can choose whether you want to tune out the world or engage with your surroundings.
Working/ studying from home? No problem. The JBL Live Free 2 and the JBL Live Pro 2 allow you to make clear, perfect calls with six beamforming mics. You can also access your preferred voice assistant for seamless, hands-free control and connection. The Live Free 2 earbuds deliver up to 35 hours of incredible JBL Signature Sound (with 7 hours in the earbuds + 28 hours in the case), speed charging, and Qi-compatible wireless charging for when your batteries need a boost. The Live Pro2 delivers the same amazing benefits with up to 40 hours of incredible JBL Signature Sound (with 10 hours in the earbuds + 30 hours in the case). Each are beautifully designed to fit your aesthetic and give you a stylishly elevated, ergonomic set.
Born to Move
When you’re in the zone, nothing should distract you. JBL’s in-ear sports earphones keep you on track, especially if you want to be unstoppable. For athletes and other active individuals, the JBL Run 2 and the Run 2 B make for a perfect fit.
These wireless sets will get you the motivation you need to push harder. Their FlipHookdesign adapt to an in-ear or behind-the-ear fit for convenience. In addition, the comfortable combination of FlexSoftear tips and TwistLocktechnology guarantees that they will never to hurt or fall out. Heading out into the rain or heat? Thanks to IPX5 waterproof, these wireless headphones keep up with you every step of the way. Enjoy a playback of 10 hours, an in-line microphone, and remote for hands-free control of sound and calls.
Built to Win
Gaming is no longer just a hobby, it’s a real profession. And if you’re looking for a set that helps you stand out, then going with the JBL Quantum 810 is a must! Fully immerse in a new world ushered by the signature JBL QuantumSOUND, which makes even the tiniest audio details come in crystal clear; and JBL QuantumSURROUND, the best spatial surround sound for gaming with DTS Headphone:X version 2.0 technology.
If you’re more on-the-go, JBL Quantum TWS is for you. Play anywhere and hear everything as this innovative pair features True Adaptive Noise Cancelling technology. Lose yourself in the game and limit distractions with accurate surround sound. Easily Fast Pair with Bluetooth smartphones and establish low latency 2.4GHz connections to compatible devices with the included USB-C dongle.
Life of the Party
#YOLO Make every day and every gathering one for the books! Turn your space into a club with the JBL Boombox 3, the most powerful portable Bluetooth speaker now made even better! It’s been redesigned with a new subwoofer unleashing much deeper bass and massive JBL Original Pro Sound, all with lower distortion. Party to 24 hours of play time, hyping you up from your morning workout to the late-night rendezvous with your friends.
For a truly unforgettable experience, grab the JBL PartyBox Encore speaker and the JBL Pulse 5. Sync the lightshow’s rockin’ strobes, ring, and club lights for an awesomely immersive experience. You can also sing along with JBL PartyBox Encore’s premium digital wireless mic, optimized for karaoke with adjustable echo, bass, and treble. Both speakers are dustproof and waterproof so take them from your backyard to the beach and beyond!
Life is what you make it. So, enjoy every moment and dive into the perfect sound trip every day with JBL. Now, that’s a vibe.
The next WannaCry and drone hacking: Advanced persistent threats in 2023
November 16, 2022 1:14 p.m.
Kaspersky researchers presented their vision of the future for advanced persistent threats (APTs), defining the changes in the threat landscape that will emerge in 2023. Attacks on satellite technologies, mail servers, the rise of destructive attacks and leaks, drone hacking and the next big cyber epidemic are among some of the predictions for the next year.
The political turmoil of 2022 brought about a shift that will echo in cybersecurity for years to come and have a direct effect on the development of future sophisticated attacks. The 2023 forecast is based on the expertise and the activities the Kaspersky Global Research and Analysis Team (GReAT) has witnessed this year while tracking more than 900 APT groups and campaigns.
The next WannaCry and drones for proximity hacking
Statistically, some of the largest and most impactful cyber epidemics occur every six to seven years. The last such incident was the infamous WannaCry ransomware-worm, leveraging the extremely potent EternalBlue vulnerability to automatically spread to vulnerable machines. Kaspersky researchers believe the likelihood of the next WannaCry happening in 2023 is high.
One potential reason for an event like this occurring is that the most sophisticated threat actors in the world are likely to possess at least one suitable exploit, and current global tensions greatly increase the chance a ShadowBrokers-style hack-and-leak could take place.
Major shifts will be reflected in new types of targets and attack scenarios too, as experts believe next year, we may see bold attackers and specialists adept at mixing physical-and cyber-intrusions, employing drones for proximity hacking.
Some of the possible attack scenarios include mounting drones with sufficient tooling that would allow the collection of WPA handshakes used for offline cracking of WiFi passwords or even dropping malicious USB keys in restricted areas in the hope that a passer-by would pick them up and plug them into a machine.
Other advanced threat predictions for 2023 include:
- SIGINT-delivered malware
One of the most potent attack vectors imaginable, which uses servers in key positions of the internet backbone allowing man-on-the-side attacks, may come back stronger next year. While these attacks are extremely hard to spot, Kaspersky researchers believe they will become more widespread and will lead to more discoveries.
- The rise of destructive attacks
Given the current political climate, Kaspersky experts foresee a record number of disruptive and destructive cyber-attacks, affecting both the government sector and key industries. It is likely that a proportion of them will not be easily traceable to cyber incidents and will look like random accidents. The rest will take the form of pseudo-ransomware attacks or hacktivist operations to provide plausible deniability for their real authors. High-profile cyber attacks against civilian infrastructures, such as energy grids or public broadcasting, may also become targets, as well as underwater cables and fiber distribution hubs, which are challenging to defend.
- Mail servers become priority targets
Mail servers harbor key intelligence so are of interest to APT actors and have the biggest attack surface imaginable. The market leaders of this type of software have already faced exploitation of critical vulnerabilities, and 2023 will be the year of 0days for all major email programs.
- APT targeting turns toward satellite technologies, producers, and operators
With existing capabilities, evidence of APTs being capable of attacking satellites -with the Viasat incident as an example- it is likely that APT threat actors will increasingly turn their attention to the manipulation of, and interference with, satellite technologies in the future – making the security of these technologies ever more important.
- Hack-and-leak is the new black (and bleak)
The new form of hybrid conflict that unrolled in 2022 involved a large number of hack-and-leak operations. These will persist in the coming year with APT actors leaking data about competing threat groups or disseminating information.
- More APT groups will move from CobaltStrike to other alternatives
CobaltStrike, a red-teaming tool, has become a tool of choice for APT actors and cybercriminal groups alike. With it gaining so much attention from the defenders, it is likely that attackers will switch to new alternatives such as Brute Ratel C4, Silver, Manjusaka or Ninja, all offering new capabilities and more advanced evasion techniques.
“It is quite clear 2022 saw major changes to the world’s geopolitical order and ushers in a new era of instability. A portion of our predictions focus on how this instability will translate into nefarious cyber activities, while others reflect our vision of which new attack vectors will be explored by attackers. Better preparation means better resilience and we hope our assessment of the future will enable defenders to strengthen their systems and repel cyberattacks more effectively,” says Ivan Kwiatkowski, senior security researcher at Kaspersky.
The APT predictions have been developed thanks to Kaspersky’s threat intelligence services used around the world. Read the full report on Securelist.
These predictions are a part of Kaspersky Security Bulletin (KSB) – an annual predictions series and analytical articles on key changes in the world of cybersecurity. Click here to look at other KSB pieces.
To look back at what the Kaspersky experts expected to see in the advanced targeted threats landscape in 2022, please read our previous yearly report.