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Advocacy group: Filipinos must be responsible digital citizens to protect themselves from cybercrime 

March 18, 2022 7:51 p.m.

FILIPINO consumers must become responsible digital citizens to protect themselves from internet-based crimes, and while there are existing laws against cybercrimes, the government and the private sector must work together to educate and empower the people against falling prey to cybercriminals, an advocacy group said.

“The pandemic has pushed most of us to shift our activities online,” said lawyer Tim Abejo, co-convenor of CitizenWatch Philippines. “We now do our banking, shopping, schooling, over the internet. We order food online and do our work from home. These have their benefits, of course, but they also carry great risk.”

 Abejo said that while these internet transactions result in convenience and efficiency, they also bring the danger of abuse and exploitation in many forms. “There are many who are out to take advantage of unsuspecting internet users. We have to make sure that our people arm themselves against these online predators.”

 During the pandemic period, the number of cyber tips received by the Department of Justice – Office of Cybercrime tripled to 1.2 million in 2020 from just 400,000 the previous year. Most common among internet crimes are fraud, sexual abuse and exploitation, bullying, and identity theft.

 Targeting the vulnerable

 Abejo cited the UNICEF finding that prolonged lockdowns have made children and young people more vulnerable because these resulted in extended hours online.

 “For two years now, they cannot go out to play or go to school or to meet their friends,” said Abejo.

 “Instead, they are constantly online to study, play or socialize. This provides predators the opportunity to manipulate them for their own gains.”

 Meanwhile, the public has also seen a rise in incidents of hacking of online bank accounts.

“Sure, there have been arrests. But these people are always one step ahead and they are bound to come up with newer, more sophisticated ways to launch cyber-attacks,” Abejo said.

 The Bankers Association of the Philippines said more than P1 billion was lost last year due to cyber fraud.

 “These criminals are so ingenious,” Abejo said. “They dupe people into disclosing sensitive information through innocent- or legitimate-looking emails, text messages, or even social media posts.”

 He said that ransomware is becoming more prevalent in the Philippines, where malicious software – malware – gains access to a computer system, which would become inaccessible unless the user pays ransom.

 Laws and public private partnerships

 “To be sure, there is no dearth of laws protecting the public from cybercrimes,” Abejo said.

 “The laws range from the broader Cybercrime Prevention Act to data privacy, to preventing online sexual abuse and exploitation, to those protecting the integrity of electronic transactions or strengthening financial literacy for consumers in the digital economy,” he said, citing that the real challenge is making the people aware that these laws do exist and enforcing them in this context.

 Abejo proposed that, “Government should incentivize private initiatives to engage the education sector such as the Digital Thumbprint Program of digital solutions company Globe in partnership with the Department of Education that has integrated into the curriculum the training of young students to be knowledgeable in cybersecurity and responsible digital citizenship.”

 “More public private engagements in digitally powered interventions can give free online access to workshop modules to arm people with the knowledge and attitude to responsibly and safely navigate the internet,” Abejo added.

 A common concern

 According to Abejo, empowering Filipinos to be aware of and fight online risks is a collective effort that must be undertaken by the government, the private sector, civil society, and the education sector.

 “Specifically, telcos and ISPs should partner with the government to engage in an aggressive and sustained education program to raise awareness of online dangers,” Abejo said.

 “Technology is good because it allows societies to be productive and innovative, and reach their potential,” he said. “We must manage the inherent risks and learn how to protect ourselves against those who think they can use the internet to advance their criminal interests.”

 “As we are now in a highly digital world, we must choose leaders who can be digital transformation champions to address digital readiness gaps that can delay our recovery from the pandemic crisis,” Abejo said.

NEWS

New year, new flavors: Lusso by Margarita Forés arrives at SM Podium

4:29 p.m. March 11, 2025

SM Podium elevates its sophisticated dining experience with the launch of Lusso by Margarita Forés—the first Margarita Signature restaurant, established by the celebrated chef and restaurateur Margarita Forés, to become part of SM’s prestigious portfolio.

With the festive season in full swing, Lusso offers  the perfect setting to celebrate life’s special moments, whether it’s a holiday gathering, a romantic dinner, or a quiet indulgence with loved ones.

Renowned for her world-class culinary artistry, recognized as Asia’s Best Female Chef in 2016 by Asia’s 50 Best Restaurants, Forés brings her signature touch of elegance and exceptional flavors to this exciting new addition. Lusso promises an extraordinary culinary journey that combines the finest ingredients, impeccable presentation, and flavors that linger long after the last bite. Known for her innovative approach to Italian cuisine and her dedication to celebrating Filipino flavors on the global stage, Forés brings unparalleled expertise and a passion for excellence to every dish. At Lusso, dining becomes more than just a meal—it’s an experience.

Lusso is the perfect setting for creating unforgettable memories. Whether you’re planning an intimate dinner with someone special, hosting a cozy family gathering, or celebrating milestones with your closest friends, the restaurant offers the perfect backdrop to celebrate the season in style.

Lusso is a natural inclusion in SM Podium, seamlessly aligning with its reputation as a haven for elevated experiences through its curated offerings, sophisticated ambiance, and dedication to world-class dining. Offering an exquisite menu designed to indulge the senses, the restaurant is an invitation to savor life’s finer moments.

Signature dishes like the Portobello Mushroom, Asparagus & Goat Cheese Mille-Feuille and the decadent Lobster Linguine highlight Lusso’s commitment to culinary artistry. From sumptuous dishes crafted with precision to an ambiance that radiates understated luxury, Lusso transforms every visit into an unforgettable affair.

Visit Lusso at SM Podium and make this festive season truly special. Whether you’re indulging in a celebratory feast or treating yourself to an unforgettable dining experience, Lusso offers more than just a meal—it’s a taste of refined luxury. Discover more reasons to celebrate, more moments to savor, and more for you at SM, where exceptional dining meets the spirit of togetherness.

SM Supermalls #HomeOfFirsts

At SM Supermalls, we take pride in being the Home of Firsts—bringing you the first-to-market brands, groundbreaking experiences, and culinary destinations you won’t find anywhere else. From world-class dining and retail exclusives to innovative spaces that inspire and connect communities, we’re redefining what it means to have it all. As we continue to grow, we remain committed to sustainability, community empowerment, and delivering memorable moments that make every visit more meaningful. There’s always something new and memorable waiting for you at SM.

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NEWS

Get that loan even faster with Maya

11:14 p.m. March 10, 2025

Life comes at you fast—your next big move, a golden opportunity, or an unexpected expense. One day, you’re just manifesting that dream gadget, and the next, you need it ASAP. Your fave artist drops concert tickets, your laptop crashes before a big pitch, or an emergency pops up. When time is money, you can’t afford to wait.

Good thing Maya’s got your back. Now, more upgraded Maya users can borrow instantly with Maya Easy Credit and Maya Personal Loan—no long lines, no endless paperwork, just straight-up speed. A few taps in the Maya app, and boom—funds are in your Maya Wallet, ready to fuel your every move.

Borrow on Your Terms—Fast, Flexible, and All-in-one app

Unlike typical banks, Maya keeps things fast, digital, and stress-free. No waiting weeks for approval. No jumping through hoops. Just instant access to cash—whether it’s for everyday needs or life’s biggest moments.

  • For emergencies and everyday essentials: Maya Easy Credit gives you a revolving credit line of up to ₱30,000, so you can borrow instantly for urgent expenses like grocery runs, bills, or unexpected costs. Repay flexibly and borrow again whenever needed.
  • For big life moves: Maya Personal Loan lets you borrow up to ₱250,000, payable in up to 24 months—perfect for major purchases, home upgrades, business investments, or even that much-needed dream vacation.

And because Maya is an all-in-one digital bank app, using your borrowed funds is just as easy. Use it to pay with your Maya Card, scan to pay at thousands of merchants, settle bills in-app, or transfer money in seconds—giving you ultimate flexibility, anytime, anywhere.

How to Apply? Easy.

Getting started is simple—just open the Maya app and go to Credit or Loans to check if you’re eligible. Need extra funds on demand? Apply for and activate Maya Easy Credit in a few taps and borrow instantly. Eyeing a bigger loan? Apply for a Maya Personal Loan, enter your desired amount, and complete your application in minutes. Once approved, your funds land straight in your Maya Wallet—ready for payments, transfers, or cash withdrawals.

When life moves fast, Maya moves faster. Tap, borrow, and go—only with the #1 Digital Bank in the Philippines.

Apply today via the Maya app. Visit maya.ph and mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok for updates.

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NEWS

Web3 on Wheels: YGG Pilipinas Hits the Road with the Metaverse Filipino Worker (MFW) Caravan

3:30 p.m. March 9, 2025

YGG Pilipinas is embarking on a four-month tour with the Metaverse Filipino Worker (MFW) Caravan, a traveling roadshow bringing the future of work to six key cities across the Philippines.

From April to August 2025, the MFW Caravan will showcase how Filipinos can level up their skills and access fun new ways to earn online, all without having to leave their hometowns. The multi-stage event is part of a year-long initiative introducing more Filipinos to the rapidly growing digital economy with alternative career opportunities beyond traditional employment and overseas work.

Through hands-on workshops and expert talks hosted by YGG Pilipinas’ educational platform Metaversity, MFW Caravan attendees will learn how they can future-proof their careers with emerging technologies including Web3, AI and decentralized physical infrastructure networks (DePIN). Lessons offered by Metaversity will include resume building, optimizing work through AI, and using decentralized applications (DApps). During each Caravan stop, job boards and career orientation will also be available. Attendees can also partake in event quests to earn rewards, including AI bounties designed and offered by YGG’s Future of Work program, and learn more about how to join a community through the Metaverse Filipino Alliance. 

“The MFW movement is proof that anyone can carve out a sustainable future in the global decentralized digital economy. We’ve seen former OFWs return home and find new income streams online, students turn their love for video games into careers, small business owners tap into Web3 to expand their addressable market, farmers explore digital opportunities to supplement their livelihoods, and working moms build careers from home so they never have to leave their children behind. Their stories of resilience and success show that the future of work isn’t just coming—it’s already here. And the best part is that they can do it all from home, right here in the Philippines,” said Mench Dizon, Country Head of YGG Pilipinas. 

The MFW movement launched in January 2025 with the YouTube release of the short film, Metaverse Filipino Worker, showcasing real-life stories of Filipinos building digital careers in Web3. The video, available at MFW.Life, hit more than a million views in less than two weeks of its release. The stars of the film will be traveling with the MFW Caravan to meet communities in person and answer questions about their journey, including how they overcame personal challenges and discovered global opportunities. 

In true YGG Pilipinas fashion, each leg of the MFW Caravan will feature Web3 game demos, showmatches, and tournaments for popular Web3 gaming titles. For many MFWs, Web3 gaming has been their entry point into the open metaverse. These games serve as a fun and rewarding introduction to blockchain and cryptocurrencies while helping players get started with the support of the YGG Pilipinas community.

“The MFW Caravan reflects a crucial shift in how Filipinos approach work—one that prioritizes digital skills, borderless opportunities, and economic empowerment without the need to go overseas to get it. At the DICT, we recognize the importance of preparing our workforce for these changes by promoting education and upskilling in emerging fields like Web3 and AI. By expanding awareness and opening more pathways to these opportunities, we are laying the foundation for a more inclusive and resilient digital workforce in the Philippines,” said Emmy Lou Delfin, Director, ICT Industry Development Bureau (IIDB) and Regional Director, MIMAROPA at the Department of Information and Communications Technology (DICT).

As industries rapidly evolve with emerging technologies like Web3 and AI, the demand for skilled professionals is surging. According to the World Economic Forum’s whitepaper, The Rise of Global Digital Jobs, there are currently over 70 million digital jobs worldwide, with projections indicating this number could approach 100 million by 2030. At the same time, the Web3 market—valued at over USD $1 billion—is expected to grow sixfold in the next five years, according to Mordor Intelligence. YGG Pilipinas’ goal is to provide digital upskilling opportunities to all Filipinos so they can capitalize on this growth.

The MFW Caravan will launch on April 5, in Davao’s Ayala Malls Abreeza. It will then be followed by stops in Cagayan De Oro’s Ayala Malls Centrio on May 4, Iloilo’s Ayala Malls Atria Park District on June 7, Bicol’s Ayala Malls Legaspi on June 28, Palawan on July 19, and have its final leg in Manila on Aug 2. The MFW Caravan is made possible thanks to partners Ayala Malls, G!G, Coins.ph, Converge and Parallel TCG. The event is also supported by the Department of Information and Communications Technology (DICT) and the City Education and Development Office in CDO.

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