NEWS
LTO starts issuing driver’s licenses valid for 10 years, but motorists must take seminar, exam

Starting Thursday, 28 October 2021, the Land Transportation Office (LTO) will be issuing driver’s licenses that are valid for ten (10) years in line with the provisions of Republic Act (RA) No. 10930 which amended the Land Transportation and Traffic Code.
In addition to the granting of a driver’s license that is valid for 10 years, Section 3 of RA 10930 also mandates the LTO to conduct a examination on both applicants of new driver’s licenses and on those who are renewing expired ones.
“The law wants to make sure that only qualified motorists who possess both driving skills and knowledge of road safety and road courtesy, are given the privilege to drive motor vehicles,” said LTO chief Assistant Secretary Edgar Galvante.
Motorists who will be renewing their expired driver’s licenses will have to pass the Comprehensive Driver’s Education (CDE) which is composed of a refresher seminar and an examination designed to make sure that only deserving applicants who have sufficient driving skills and are knowledgeable of road safety and proper road courtesy will have their licenses renewed.
“The LTO shall promulgate prerequisites and guidelines before the grant of drivers’ licenses to ensure that these are issued only to deserving applicants with sufficient driving skills and knowledge on road safety and proper road courtesy. Toward this end, the conduct of theoretical and practical examinations, among others, must sufficiently measure the competency of drivers and must be designed to the type of license applied for its corresponding restrictions: Provided, that for professional drivers, the tests must be appropriated to the vehicle and type of service the applicant intends to operate,” Section 3 of Republic Act 10930 states.
The rollout of the driver’s licenses that are valid for 10 years will start at the LTO’s Central Office- Licensing Section and the Quezon City Licensing Center (QCLC). At the moment, not all LTO offices will be able to issue driver’s licenses that are valid for 10 years. A week following the pilot run at the LTO Central Office-Licensing Section, and at the Quezon City Licensing Center (QCLC), driver’s licenses that are valid for 10 years will be issued by other LTO offices in Metro Manila.
Motorists who will be renewing their licenses in areas where the system of issuing 10-year valid licenses are not yet in place, can renew their driver’s licenses using the old system, the LTO said.
Motorists renewing their licenses in LTO offices that are now ready to issue 10-year valid licenses, will be required to take the CDE seminar and its accompanying examination.
The CDE seminar will be conducted for a maximum of five (5) hours and can be taken for free in driver’s education centers (DECs), and for a fee in LTO accredited driving schools. Motorists can also take the seminar online via the LTO’s LTMS portal.
Motorists who will fail in the examination following the CDE seminar will be required to retake the test.
Under Republic Act No. 10930 which amended the Land Transportation and Traffic Code, the new licenses that are valid for 10 years will be given to all driver’s license holders who do not have any traffic violations on file. Those with traffic violations recorded during the validity of their expired licenses, will be issued renewed licenses that are only valid for five (5) years.
Meanwhile, the validity of expired driver’s licenses has been extended by two months from the date of expiration. The extension aims to ensure that motorists who are renewing their licenses are given ample time to comply with the CDE requirement.
The CDE, consisting of video and written materials produced by the LTO, is being offered free at all LTO offices and via the LTO website (lto.gov.ph), and through the LTO Facebook page and YouTube.
Motorists applying for the renewal of their expired driver’s licenses need only to register for free at the LTO Land Transportation Management System (LTMS) via portal.lto.gov.ph, or can be assisted through the process by LTO front-liners in all LTO offices.
The LTMS allows all LTO clients to make transactions via the internet on a 24/7 basis, including bookings for DL application. The portal has an extensive driver’s education library provided for free, including CDE materials. After studying the CDE materials, LTMS clients can take the required CDE exam online and upon passing it will be issued a CDE certificate to be used in the renewal of the expired driver’s license.
NEWS
New year, new flavors: Lusso by Margarita Forés arrives at SM Podium

4:29 p.m. March 11, 2025
SM Podium elevates its sophisticated dining experience with the launch of Lusso by Margarita Forés—the first Margarita Signature restaurant, established by the celebrated chef and restaurateur Margarita Forés, to become part of SM’s prestigious portfolio.
With the festive season in full swing, Lusso offers the perfect setting to celebrate life’s special moments, whether it’s a holiday gathering, a romantic dinner, or a quiet indulgence with loved ones.
Renowned for her world-class culinary artistry, recognized as Asia’s Best Female Chef in 2016 by Asia’s 50 Best Restaurants, Forés brings her signature touch of elegance and exceptional flavors to this exciting new addition. Lusso promises an extraordinary culinary journey that combines the finest ingredients, impeccable presentation, and flavors that linger long after the last bite. Known for her innovative approach to Italian cuisine and her dedication to celebrating Filipino flavors on the global stage, Forés brings unparalleled expertise and a passion for excellence to every dish. At Lusso, dining becomes more than just a meal—it’s an experience.

Lusso is the perfect setting for creating unforgettable memories. Whether you’re planning an intimate dinner with someone special, hosting a cozy family gathering, or celebrating milestones with your closest friends, the restaurant offers the perfect backdrop to celebrate the season in style.

Lusso is a natural inclusion in SM Podium, seamlessly aligning with its reputation as a haven for elevated experiences through its curated offerings, sophisticated ambiance, and dedication to world-class dining. Offering an exquisite menu designed to indulge the senses, the restaurant is an invitation to savor life’s finer moments.


Signature dishes like the Portobello Mushroom, Asparagus & Goat Cheese Mille-Feuille and the decadent Lobster Linguine highlight Lusso’s commitment to culinary artistry. From sumptuous dishes crafted with precision to an ambiance that radiates understated luxury, Lusso transforms every visit into an unforgettable affair.

Visit Lusso at SM Podium and make this festive season truly special. Whether you’re indulging in a celebratory feast or treating yourself to an unforgettable dining experience, Lusso offers more than just a meal—it’s a taste of refined luxury. Discover more reasons to celebrate, more moments to savor, and more for you at SM, where exceptional dining meets the spirit of togetherness.

SM Supermalls #HomeOfFirsts
At SM Supermalls, we take pride in being the Home of Firsts—bringing you the first-to-market brands, groundbreaking experiences, and culinary destinations you won’t find anywhere else. From world-class dining and retail exclusives to innovative spaces that inspire and connect communities, we’re redefining what it means to have it all. As we continue to grow, we remain committed to sustainability, community empowerment, and delivering memorable moments that make every visit more meaningful. There’s always something new and memorable waiting for you at SM.
NEWS
Get that loan even faster with Maya

11:14 p.m. March 10, 2025
Life comes at you fast—your next big move, a golden opportunity, or an unexpected expense. One day, you’re just manifesting that dream gadget, and the next, you need it ASAP. Your fave artist drops concert tickets, your laptop crashes before a big pitch, or an emergency pops up. When time is money, you can’t afford to wait.
Good thing Maya’s got your back. Now, more upgraded Maya users can borrow instantly with Maya Easy Credit and Maya Personal Loan—no long lines, no endless paperwork, just straight-up speed. A few taps in the Maya app, and boom—funds are in your Maya Wallet, ready to fuel your every move.
Borrow on Your Terms—Fast, Flexible, and All-in-one app
Unlike typical banks, Maya keeps things fast, digital, and stress-free. No waiting weeks for approval. No jumping through hoops. Just instant access to cash—whether it’s for everyday needs or life’s biggest moments.
- For emergencies and everyday essentials: Maya Easy Credit gives you a revolving credit line of up to ₱30,000, so you can borrow instantly for urgent expenses like grocery runs, bills, or unexpected costs. Repay flexibly and borrow again whenever needed.
- For big life moves: Maya Personal Loan lets you borrow up to ₱250,000, payable in up to 24 months—perfect for major purchases, home upgrades, business investments, or even that much-needed dream vacation.
And because Maya is an all-in-one digital bank app, using your borrowed funds is just as easy. Use it to pay with your Maya Card, scan to pay at thousands of merchants, settle bills in-app, or transfer money in seconds—giving you ultimate flexibility, anytime, anywhere.
How to Apply? Easy.
Getting started is simple—just open the Maya app and go to Credit or Loans to check if you’re eligible. Need extra funds on demand? Apply for and activate Maya Easy Credit in a few taps and borrow instantly. Eyeing a bigger loan? Apply for a Maya Personal Loan, enter your desired amount, and complete your application in minutes. Once approved, your funds land straight in your Maya Wallet—ready for payments, transfers, or cash withdrawals.
When life moves fast, Maya moves faster. Tap, borrow, and go—only with the #1 Digital Bank in the Philippines.
Apply today via the Maya app. Visit maya.ph and mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok for updates.
NEWS
Web3 on Wheels: YGG Pilipinas Hits the Road with the Metaverse Filipino Worker (MFW) Caravan

3:30 p.m. March 9, 2025
YGG Pilipinas is embarking on a four-month tour with the Metaverse Filipino Worker (MFW) Caravan, a traveling roadshow bringing the future of work to six key cities across the Philippines.
From April to August 2025, the MFW Caravan will showcase how Filipinos can level up their skills and access fun new ways to earn online, all without having to leave their hometowns. The multi-stage event is part of a year-long initiative introducing more Filipinos to the rapidly growing digital economy with alternative career opportunities beyond traditional employment and overseas work.
Through hands-on workshops and expert talks hosted by YGG Pilipinas’ educational platform Metaversity, MFW Caravan attendees will learn how they can future-proof their careers with emerging technologies including Web3, AI and decentralized physical infrastructure networks (DePIN). Lessons offered by Metaversity will include resume building, optimizing work through AI, and using decentralized applications (DApps). During each Caravan stop, job boards and career orientation will also be available. Attendees can also partake in event quests to earn rewards, including AI bounties designed and offered by YGG’s Future of Work program, and learn more about how to join a community through the Metaverse Filipino Alliance.
“The MFW movement is proof that anyone can carve out a sustainable future in the global decentralized digital economy. We’ve seen former OFWs return home and find new income streams online, students turn their love for video games into careers, small business owners tap into Web3 to expand their addressable market, farmers explore digital opportunities to supplement their livelihoods, and working moms build careers from home so they never have to leave their children behind. Their stories of resilience and success show that the future of work isn’t just coming—it’s already here. And the best part is that they can do it all from home, right here in the Philippines,” said Mench Dizon, Country Head of YGG Pilipinas.
The MFW movement launched in January 2025 with the YouTube release of the short film, Metaverse Filipino Worker, showcasing real-life stories of Filipinos building digital careers in Web3. The video, available at MFW.Life, hit more than a million views in less than two weeks of its release. The stars of the film will be traveling with the MFW Caravan to meet communities in person and answer questions about their journey, including how they overcame personal challenges and discovered global opportunities.
In true YGG Pilipinas fashion, each leg of the MFW Caravan will feature Web3 game demos, showmatches, and tournaments for popular Web3 gaming titles. For many MFWs, Web3 gaming has been their entry point into the open metaverse. These games serve as a fun and rewarding introduction to blockchain and cryptocurrencies while helping players get started with the support of the YGG Pilipinas community.
“The MFW Caravan reflects a crucial shift in how Filipinos approach work—one that prioritizes digital skills, borderless opportunities, and economic empowerment without the need to go overseas to get it. At the DICT, we recognize the importance of preparing our workforce for these changes by promoting education and upskilling in emerging fields like Web3 and AI. By expanding awareness and opening more pathways to these opportunities, we are laying the foundation for a more inclusive and resilient digital workforce in the Philippines,” said Emmy Lou Delfin, Director, ICT Industry Development Bureau (IIDB) and Regional Director, MIMAROPA at the Department of Information and Communications Technology (DICT).
As industries rapidly evolve with emerging technologies like Web3 and AI, the demand for skilled professionals is surging. According to the World Economic Forum’s whitepaper, The Rise of Global Digital Jobs, there are currently over 70 million digital jobs worldwide, with projections indicating this number could approach 100 million by 2030. At the same time, the Web3 market—valued at over USD $1 billion—is expected to grow sixfold in the next five years, according to Mordor Intelligence. YGG Pilipinas’ goal is to provide digital upskilling opportunities to all Filipinos so they can capitalize on this growth.
The MFW Caravan will launch on April 5, in Davao’s Ayala Malls Abreeza. It will then be followed by stops in Cagayan De Oro’s Ayala Malls Centrio on May 4, Iloilo’s Ayala Malls Atria Park District on June 7, Bicol’s Ayala Malls Legaspi on June 28, Palawan on July 19, and have its final leg in Manila on Aug 2. The MFW Caravan is made possible thanks to partners Ayala Malls, G!G, Coins.ph, Converge and Parallel TCG. The event is also supported by the Department of Information and Communications Technology (DICT) and the City Education and Development Office in CDO.