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Top 3 things Filipinos do after falling victim to a digital scam or fraud

February 16, 2022 12:38 p.m.

Experts always advise that if one realizes becoming a victim of an online financial scam or fraud, the first thing to do is to call the bank or service company that the money was sent through.

 

Notifying the proper institutions promptly is crucial to hopefully get the funds back, avoid further losses and protect oneself from repeat incidents.

 

In a survey commissioned by Kaspersky on digital payment systems among Southeast Asian users, Filipino respondents showed certain preferences in such a situation.

 

For 65% of those who participated in the survey, they said changing the passwords on their bank/digital wallet accounts and apps were top of the list.

 

On the other hand, half (51%) of surveyed Filipino victims of online scammers and fraudsters admitted that informing their family and friends of what happened was what they did before anything else.

 

Meanwhile, 43% said contacting their bank or financial service company to report the incident was their immediate course of action.

 

In a country where cash is still king, the recurrent lockdown measures have prompted Filipinos to rely on mobile payment apps and digital wallets for their daily financial transactions.

 

In the same survey, 54% of Filipino respondents appear to be somewhat confident that electronic banking and e-wallet platforms are very secure that they use these services at least several times a week. 

According to local survey participants, they choose digital payments to transfer money to family and friends, pay for utilities, and shop online, in that order.

“We can glean from this data that Filipinos draw strength from their family during a crisis particularly where there’s potential loss of money. This may explain why they make calls to their families and friends before anything else rather than swiftly report their circumstance to the proper authorities,” said Yeo Siang Tiong, General Manager for Southeast Asia at Kaspersky.

“Unfortunately, the likelihood of failing to claim the funds back plus a heightened emotional stress would be higher in this scenario because of the delay in seeking help from financial institutions,” he cautions.

“This is where prevention is essential. The detection of a scam or fraud early on in the transaction means less headache for you and your family and your hard-earned money stays intact,” Yeo adds.

Apart from using a strong password, enabling all security features of the device and apps, and keeping an eye on red flags, Yeo said practicing good cyber hygiene includes considering dependable software protection even before an unfortunate event takes place and not after encountering an incident.

Kaspersky Total Security (KTS) is among the solutions available in the market today. This is Kaspersky’s premium product that offers a complete, family-oriented defense against cyberthreats.

KTS is bundled with a virtual private network (VPN) so you are assured that your online actions are not logged and hackers are prevented from reading your emails, photos and bank details. It has a Password Manager that generates strong passwords for you and will help you track multiple passwords which are all secured in a private vault, away from the prying eyes of cybercriminals.

The Safe Money feature of KTS is exactly what regular users of financial services would find beneficial as it protects one’s money, identity and privacy.

With a KTS installed in a device, payments are made via an encrypted browser so that financial data is not intercepted by hackers while you shop and bank online. It also comes with an extra security feature for locking Android apps and locating Android mobile devices.

It has an Anti-Hacking capability that prevents unauthorized access and hijacking of your Android device and suspicious activities are blocked instantly. It has a Malicious Link Detector that analyzes links on webpages you open and alerts you of the malicious web address based on their threat level. The advanced Anti-Malware feature of KTS neutralizes threats including spyware, adware, keyloggers, spear phishing and hard-to-detect fileless attacks. 

Kaspersky Total Security is compatible with PC and Mac computers as well as iOS and Android devices. It retails for P1,390 for a one-year license for one device. KTS is currently available in all leading IT stores nationwide, including Lazada and Shopee.

Vaccinated customers can also enjoy GCash or PayMaya credits for every purchase of Kaspersky Total Security. All they need to do is to present their vaccination card to participating stores. Full promo mechanics are available here.

 Promo runs from February 15 to March 15, 2022.

NEWS

DEFTAC celebrates 3 decades of excellence, honors global champs

10:27 a.m. May 21, 2025

DEFTAC, Southeast Asia’s pioneering Brazilian jiu-jitsu and mixed martial arts elite group, celebrated its three decades of excellence in the sport at the Hillton by honoring Filipino world and Asian champions, as well the people behind the organization and its contributors.

The world champs include Brielle Bartolome, Thiago Bartolome, Claudia Lepiten, Cheska Lepiten, Tessa Joson, Ali Joson, Tomas Joson, Ethan Ramos, Uno Ordona, Julian Santos, Franco del Pilar, Aielle Aguilar, Basti Dela Cruz, Althea Brion, Princess Reuma, and Yani Lopez.

The Asian champions include Alex Lee, Fierre Afan, Andrea Ocampo, Charlie Ratcliff, Annie Parungao, Lucas Aguilar, Miguel Gutierrez, Lucas Holganza, Joaquin Marte, Ella Olaso, Yani Lopez, and Abby Balisme.

“From humble beginnings to world-class achievements, we have stood together —disciplining bodies, sharpening minds, and building the strongest bonds of brotherhood,” DEFTAC founder Alvin Aguilar said.

“Thirty years on, we are not just celebrating our past — we are igniting the future,” Aguilar added. 

The organization also honored its founding members, dedicated coaches and outstanding chapters.

High on the list of founding members who were honored and presented each with symbolic rings representing their affiliation and achievements were Alvin Lee, Joel Yaptinchay, Pichon Garcia, among others. 

Lee is a 2nd-degree Jiu-Jitsu Black Belt and Chapter Head of DEFTAC Victoria Sports in Quezon City, while Yaptinchay is also a 2nd-degree Jiu-Jitsu Black Belt and Chapter Head of DEFTAC La Union.

Garcia, on the other hand, is a 3rd-degree Jiu-Jitsu Black Belt and Chapter Head of DEFTAC Daang Hari in Las Piñas.

The other founding members who were honored were Joel Lepiten (1st-degree Jiu-Jitsu Black Belt), Jerome Lepiten (Jiu-Jitsu Black Belt, Founder of Little Foot Kids Jiu-Jitsu), Richard Lasprilla (2nd-degree Jiu-Jitsu Black Belt, Chapter Head of DEFTAC Verde Pasig) and Chief Alvin Aguilar (4th-degree Jiu-Jitsu Black Belt, Founder and Head Coach of DEFTAC).

Pichon Garcia and Joel Yaptinchay delivered heartfelt speeches reflecting on DEFTAC’s humble beginnings and growth over the past three decades.

The celebration at the Hillton hotel was highlighted by the induction into Hall of Fames of eight individuals recognized for their contributions to DEFTAC.

They are Annie Parungao (First Filipina MMA (IMMAF) World Champion) and Chris Hofmann (First URCC MMA 2-Division World Champion and AIMAG Belt Wrestling Bronze Medalist).

Other awardees are Richard Lasprilla (First URCC MMA Champion), Marcus Valda (Multiple SEA Games Gold Medalist in Wrestling, and DLSU Alumni Association Sports Achievement Awardee), Maybelline Masuda (First Filipino World Jiu-Jitsu Champion (IBJJF) and First homegrown Filipina Jiu-Jitsu Black Belt, and DLSU Alumni Association Sports Achievement Awardee), Fierre Afan (First Filipino Grappling World Champion (UWW) and First Filipino Grappling Asian Champion, UWW), Aisa Ratcliff (First Filipina Grappling Asian Champion, UWW), World Combat Games Bronze Medalist and Aielle Aguilar (First 5-year-old Filipino Jiu-Jitsu World Champion and  3-time Youngest Jiu-Jitsu World Champion).

Meanwhile, Richard Lasprilla and Maybelline Masuda shared inspiring messages highlighting their journeys and the impact of DEFTAC on their careers.

On the other hand, SPARK Awards (Recognizing Trailblazers) were given to individuals and groups that ignited change and inspired others within the DEFTAC community.

The awards were given to the following:

1.         Ceriola Brothers (Justin, Anton, Gabriel & Enzo) – Pioneers of DEFTAC’s Kids Program

2.         Aguilar Brothers (Liam, Lucas & Lucho) – Founding members of the country’s first Junior Grappling Team; DEFTAC HQ Coaches

3.         Del Rosario Brothers (Gabriel & King) – Founding members of the country’s first Junior Grappling Team

4.         Fierre Afan – Decorated champion in Jiu-Jitsu, Grappling, and Wrestling

5.         Joaquin Marte – Spearheaded the revival of the DLSU Brazilian Jiu-Jitsu & Grappling Organization; Head Coach of DEFTAC Taekwondo Program

6.         David Zaldariaga – Decorated champion from Iloilo; member of the country’s first Junior Grappling Team.

The Outstanding Chapters that were also recognized were DEFTAC chapters in Alabang, Antipolo, BF Homes, Cavite, Cebu, La Union, Makati, Deftac HQ, and Deftac Taguig.

The Most Valuable Coaches awards were given to mentors who have tirelessly trained and guided DEFTAC athletes, namely Mike Tabamo, Lester del Rosario, Joaquin Marte, Garrick Nayo, Alvin Lee, Bart Bartolome, Kyle Torente, Rommel Alejo, and Jimmy Angana.

Since its inception in 1995 and guided by Aguilar, DEFTAC has grown into Asia’s largest jiu-jitsu team, boasting over 52 gyms and 221 satellite training centers nationwide.

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NEWS

GCash, Cebuana Lhuillier Bank enable access to  savings for more Filipinos

7:33 p.m. May 19, 2025

Only 1 out of 3 Filipinos can save, with half of them opting to save their money at home, according to the Bangko Sentral ng Pilipinas. However, this traditional way of saving exposes their hard-earned money to risks of fire and theft, with BSP even noting its potential impact on currency circulation.

“Trusted financial institutions provide fundamental security for funds. On top of this, they also offer an opportunity for Filipinos to get the most out of their hard work: the availability of high-yield savings accounts that offer competitive interest rates,” said Winsley Royce Bangit, Group Head of New Businesses, GCash.

In a move to democratize access to high-yield savings accounts among Filipinos, GCash, through GSave, has partnered with microfinancial services provider Cebuana Lhuillier Bank to offer a savings account designed to provide higher interest rates, accessible through an e-wallet they already trust for everyday transactions.

“GCash and Cebuana are driven by the same mission of making financial services accessible to Filipinos nationwide, especially the underserved communities,” said Bangit. “Through this collaboration, we hope to empower Filipinos to cultivate their financial well-being by transforming saving from being a burden to being an actionable step.”

With over 3,500 branches nationwide, Cebuana is bringing its expertise in financial inclusion to the cashless ecosystem, enabled by finance super app GCash, with millions registered users in the country. Under the partnership, GCash users can now open an eC-Savings by Cebuana Lhuillier Bank account through GSave, a savings marketplace where users can grow and secure their funds within the GCash app. Account holders of eC-Savings by Cebuana Lhuillier Bank on GSave will get 3.5% p.a. interest, regardless of their deposit amount, enabling them to earn higher interest income compared with traditional savings accounts.

Perks for Savvy Savers: Cashback and Insurance

To help jumpstart their savings journey, users who open eC-Savings by Cebuana on GCash will get PHP 100 cashback on their initial deposit. Moreover, eC-Savings account holders will get up to PHP 33,000 in free accident coverage.

“While most hardworking Filipinos understand the value of having insurance, cost still prevents them from prioritizing it,” noted Bangit. “We introduced this benefit so they no longer have to face a trade-off between building their savings and having peace of mind during their daily hustle.”

Savings Made More Accessible

A key deterrent for Filipinos to save money in traditional banks is the perceived complexity of opening a bank account, typically requiring in-person visits and submission of supporting documents. The availability of Cebuana Lhuillier Bank on GSave eliminates this hurdle, as GCash users can open an account on GSave on the app, without having to submit additional IDs.

The BSP study also noted that among the mass market, the amount of savings they have tends to be small and often earmarked for immediate expenses, with most preferring to keep funds readily accessible at home. Given this need for accessible savings, GSave enables users to deposit as low as PHP 1 directly from their GCash wallet. Users no longer have to worry about their accounts being closed, as the eC-Savings account does not have a minimum maintaining balance.

“Filipinos’ hardworking spirit deserves to be matched by financial services that work just as hard as they do, actively supporting their financial goals. By building upon the trust of millions of Filipinos in GCash and Cebuana, we hope to empower their aspirations for a secure future by making saving truly accessible and rewarding for all,” concluded Bangit.

To open an eC-Savings by Cebuana account on GSave, you must be a Filipino Citizen, at least 18 years old, and a fully verified GCash user. Ready to grow your money? You may access  GSave through the GCash dashboard or find it under “Grow.” No GCash yet? Download the GCash App on the Apple App Store, Google Play Store, or Huawei App Gallery. Kaya mo, i-GCash mo!

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NEWS

Is a Filipino sardines’ brand possibly the secret to health and longevity?

9:52 p.m. May 19, 2025

The story started with an article published by esteemed Harvard University in 2023, extolling the benefits of “Eating down the seafood chain”, meaning sardines. What was their basis? 

The story started with an article published by esteemed Harvard University in 2023, extolling the benefits of “Eating down the seafood chain”, meaning sardines. What was their basis? 

To start, the health benefits are tremendous. In a world of increasing metabolic health concerns, the blend of protein and Omega 3 fats, with nil carbohydrates, makes sardines a perfect fit for metabolic health. In addition, sardines are one of the most nutrient-dense foods on the planet, with plentiful levels of vitamin B12, D, calcium, selenium, phosphorous, iron, iodine, and CoQ10.

Finally, by being a small fish down the food chain, sardines are safe with low risk of containing mercury, unlike the larger fish species.

No wonder Harvard Health dedicated a report on sardines and other small marine foods, in its mission to educate the public.

The report may be found here:

https://www.health.harvard.edu/blog/why-eat-lower-on-the-seafood-chain-202303222904

The US-based Medical Wellness Association (MWA), the world’s leading organization of health, wellness, and medical professionals with over 6,000 members, then decided to take a deeper look. Are any specific sardines better than others? Are all brands the same? They specifically focused on processing of the sardines. What happens after they are wild caught at sea?

One brand stood out. The brand is Mega Sardines, from the Philippines.

What creates the edge for Mega is its vertical integration and unique innovation. Mega doesn’t lease fishing fleets, which means poor control over the systems at sea to ensure the wild-caught sardines are kept fresh. 

No, Mega owns its entire fleet, and drives rigorous discipline to ensure maximum freshness and hygiene. 

What all this means is it ensures “Catch to can in under 12 hours”. This is unprecedented speed of processing which delivers the freshest catch of wild caught sardines for consumers. This is a significant insurance policy to ensure freshness and preservation of the nutrients. 12 hours versus in many cases, days.

Mega Sardines’ top officials, Mega Prime chairman William Tiu Lim (third from left), president Michelle Chan (second from left) and other officers join Medical Wellness Association founding board member Jim Lafferty during a photo opportunity after recognizing Mega Sardines as a superfood recently.

Based upon a review of the nutrient profile of sardines, coupled with the unique means of Mega’s processing, the MWA has done something never done in their 30+ year history: They have bestowed upon Mega Sardines the classification of “Superfood”, the first seafood worldwide to be granted the “Superfood” designation.

Dr. Christopher Breuleux, president and founder of the MWA remarked, “Mega Sardines can play a vital role in helping consumers around the world battle metabolic and cardiovascular disease. It is truly a gift from nature for human health, and the processing is done with ultimate care and with an eye towards preserving freshness all the way to the dinner table. It is, indeed, a ‘Superfood’ everyone should increase their intake of.”

The Mega approach and innovation are rooted with Mega’s founder, William Tiu Lim.

Tiu Lim’s dream from the very beginning five decades ago was noble, to find ways to ensure cost-effective, nutritious meals for the poorer households in his native Philippines. The pride on his face is evident as he holds the certificate from the MWA, as a validation of his work over the past 50 years. 

“Today, Mega Sardines is no longer a fishing company, but a global wellness company. We want to help improve the wellness of the world’s consumers. This is a legacy and a mission worth fighting for”, said Tiu Lim.

Next dinner, with an eye towards health, you might want to find yourself saying, “Honey, please pass the sardines”.

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