Top 3 things Filipinos do after falling victim to a digital scam or fraud
February 16, 2022 12:38 p.m.
Experts always advise that if one realizes becoming a victim of an online financial scam or fraud, the first thing to do is to call the bank or service company that the money was sent through.
Notifying the proper institutions promptly is crucial to hopefully get the funds back, avoid further losses and protect oneself from repeat incidents.
In a survey commissioned by Kaspersky on digital payment systems among Southeast Asian users, Filipino respondents showed certain preferences in such a situation.
For 65% of those who participated in the survey, they said changing the passwords on their bank/digital wallet accounts and apps were top of the list.
On the other hand, half (51%) of surveyed Filipino victims of online scammers and fraudsters admitted that informing their family and friends of what happened was what they did before anything else.
Meanwhile, 43% said contacting their bank or financial service company to report the incident was their immediate course of action.
In a country where cash is still king, the recurrent lockdown measures have prompted Filipinos to rely on mobile payment apps and digital wallets for their daily financial transactions.
In the same survey, 54% of Filipino respondents appear to be somewhat confident that electronic banking and e-wallet platforms are very secure that they use these services at least several times a week.
According to local survey participants, they choose digital payments to transfer money to family and friends, pay for utilities, and shop online, in that order.
“We can glean from this data that Filipinos draw strength from their family during a crisis particularly where there’s potential loss of money. This may explain why they make calls to their families and friends before anything else rather than swiftly report their circumstance to the proper authorities,” said Yeo Siang Tiong, General Manager for Southeast Asia at Kaspersky.
“Unfortunately, the likelihood of failing to claim the funds back plus a heightened emotional stress would be higher in this scenario because of the delay in seeking help from financial institutions,” he cautions.
“This is where prevention is essential. The detection of a scam or fraud early on in the transaction means less headache for you and your family and your hard-earned money stays intact,” Yeo adds.
Apart from using a strong password, enabling all security features of the device and apps, and keeping an eye on red flags, Yeo said practicing good cyber hygiene includes considering dependable software protection even before an unfortunate event takes place and not after encountering an incident.
Kaspersky Total Security (KTS) is among the solutions available in the market today. This is Kaspersky’s premium product that offers a complete, family-oriented defense against cyberthreats.
KTS is bundled with a virtual private network (VPN) so you are assured that your online actions are not logged and hackers are prevented from reading your emails, photos and bank details. It has a Password Manager that generates strong passwords for you and will help you track multiple passwords which are all secured in a private vault, away from the prying eyes of cybercriminals.
The Safe Money feature of KTS is exactly what regular users of financial services would find beneficial as it protects one’s money, identity and privacy.
With a KTS installed in a device, payments are made via an encrypted browser so that financial data is not intercepted by hackers while you shop and bank online. It also comes with an extra security feature for locking Android apps and locating Android mobile devices.
It has an Anti-Hacking capability that prevents unauthorized access and hijacking of your Android device and suspicious activities are blocked instantly. It has a Malicious Link Detector that analyzes links on webpages you open and alerts you of the malicious web address based on their threat level. The advanced Anti-Malware feature of KTS neutralizes threats including spyware, adware, keyloggers, spear phishing and hard-to-detect fileless attacks.
Kaspersky Total Security is compatible with PC and Mac computers as well as iOS and Android devices. It retails for P1,390 for a one-year license for one device. KTS is currently available in all leading IT stores nationwide, including Lazada and Shopee.
Vaccinated customers can also enjoy GCash or PayMaya credits for every purchase of Kaspersky Total Security. All they need to do is to present their vaccination card to participating stores. Full promo mechanics are available here.
Promo runs from February 15 to March 15, 2022.
Atayde bats for moratorium on student loan payments during emergencies, calamities
March 17, 2023 9:00 p.m.
STUDENTS won’t have to worry paying their loans during times of calamities and emergencies, as Quezon City first district Congressman Juan Carlos “Arjo” Atayde has introduced a moratorium on the payment of student loans administered by higher educational institutions (HEIs).
The House Bill 7279, which Atayde filed last Feb. 21, headed into its first reading six days later in the Committee on Higher and Technical Education, chaired by Baguio City Rep. Mark O. Go.
He said the bill — once it turns to a law — will halt the payment of all the fees, charges, and costs relating to student loans and technical-vocational training institutions (TVIs) or by the Unified Student Financial Assistance System for Tertiary Education (UNIFAST) during emergencies.
It will cover all students residing in areas declared to be under a state of calamity or emergency — those who are enrolled in state universities and colleges (SUCs), local universities and colleges (LUCs), private HEIs, and public and private TVIs.
“We have to find a way to help our students and their families, when natural or even these man-made calamities hit them hard. We just have to make everything easy for them including a moratorium on the payment of student loans,” Atayde said. “It is a burden on a student and their family especially in difficult times like aftermath of typhoon, fire and earthquakes, among other disasters.”
“In the order of spending, student loans will be their least priority since spending will go mostly to basic necessities for survival,” Atayde added.
The moratorium shall be effective for the duration of the state of calamity or emergency and for 30 days after its lifting. No penalties shall be collected on the deferred payments.
“To provide adequate relief and protection to our students in times of calamities and emergencies, this measure shall allow the deferral of student loan collections for a reasonable period during and after the onset of disasters.”
The Quezon City lawmaker cited also the availability of the moratorium, which shall not adversely affect the status of the students concerned with regard to their eligibility for re-enrollment on the succeeding semesters or terms, or their eligibility for graduation.
“The proposed legislation doesn’t prevent public and private HEIs from implementing more favorable forms of payment relief or assistance to students affected by disasters, prohibiting students from voluntarily waiving the moratorium on student loan payments, or availing subsidies and assistance from the government,” Atayde concluded.
ShopeePay now available as a payment method for App Store, other Apple services in PH
March 16, 2023 1:59 p.m.
Beginning today, ShopeePay, Shopee’s integrated mobile wallet, is now available as a payment method for Apple services in the Philippines. Customers can use their ShopeePay account to pay for App Store, Apple Music, Apple TV app, and iTunes Store purchases, iCloud storage and more.
The addition of ShopeePay as an Apple ID payment method offers a new way to pay for Apple services without needing a credit card and still allows for easy, secure one-tap purchasing from Apple products including iPhone, iPad and Mac.
Customers can manage their Apple ID payment information in Settings on iPhone and iPad, or on their Mac or PC.
Agatha Soh, Director at ShopeePay commented, “ShopeePay is committed to meeting the needs of users who are increasingly expecting seamless payments across all platforms. We are excited to offer ShopeePay as a convenient payment option for our customers, and expand access to digital payments, benefitting more users.”
For more information on how to add ShopeePay as a payment method, please visit https://support.apple.com/en-us/HT201266 or https://shopee.ph/m/ShopeePay-Apple-ID-PH.
Be bolder, braver, more confident at SM Supermalls’ Women’s Month celebration!
March 8, 2023, 8:30 p.m.
Ladies, take center stage as SM celebrates Women Power throughout the month of March. Lots of activities both online and on-ground are in store to empower women and girls all over the country.
Join the Future of Women Global Summit
SM Supermalls will be joining UN Women in kicking off the IWD 2023 celebration through a women’s summit on March 8, at the SM Aura Premier Samsung Hall. Focusing on the future of women in ICT, the two-part event will gather young women, country leaders, policy makers, and advocates together to share perspectives and affirm their commitment to supporting digital equality for women and girls.
Photo courtesy of SM City Lucena
Photo courtesy of SM City San Jose del Monte
Support your local Womenpreneurs
Great finds for ladies are on sale at the SM Womenpreneur Market! This pop-up of small and medium businesses owned by women for women will give you everything you need from food and beauty to wellness and fashion!
Wednesdays are for women!
Shopping on Wednesdays has become even more tempting because the Women’s Wednesday Sale is back! Achieve the glow-up you deserve with special discounts, deals, and promos on fashion, beauty, and fitness exclusively for women every Wednesday of March. So don’t hold back on your shopping; you deserve all these and more!
A beautiful treat of wellness all for you
Forda glow-up and pampering sesh tayo this month because lots of self-care deals are available at the Women’s Wellness Sale. Avail of great deals from wellness salons on facials, hair and body treatments, nail care, and massage from March 1 to March 31.
And more deals online!
Special deals are up for women via the SM Malls Online app. Get the best brand offerings every Wednesday from shoes and beauty and wellness to home and hobbies. Use the code WOMEN and get an extra 10% off, capped at 250. What’s great is that there’s no minimum purchase required!
Also, a collection of brand vouchers will be sent to all women SM Malls Online shoppers valid all month. Wait for your Beauty Pass and give yourself the retail therapy you deserve with tons of discounts, GWP deals, samplers, in-store pick up bonuses, and mystery boxes!
Plus, the SM Malls Online app will be hosting self-care sessions online. Follow SM Supermalls on social media to get a dose of starter packages, Get-Ready-With-Me routines, and beauty products that your favorite beauty experts swear by.
Photo courtesy of SM City East Ortigas
Photo courtesy of SM City Manila
Celebrate Women Power on IG!
Capture the beauty and power of women at the beautiful spots and installations all over SM. Be free to express your own uniqueness and creativity in the specially-designed selfie spaces in partnership with Selfie Studio. Don’t forget to tag us on IG!
We don’t know about you but exciting days await every SM woman. So be bolder, braver, and more confident! With these activities, you can confidently step forward in fashion, beauty, wellness, and express yourselves to make a positive impact.
Stay updated on all things women this IWD 2023 by visiting www.smsupermalls.com and following @smsupermalls on social media.